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️ EU SMB Incident Cost Calculator

Calculate the potential financial impact of data breaches for your European small-to-medium business based on industry research

Business Details

Please enter a valid revenue (minimum €100,000)

Note: These estimates are based on 2024-2025 industry research from IBM, Verizon, and European data protection authorities. Actual costs may vary significantly based on specific circumstances.

Potential Incident Costs

Enter your business details on the left to calculate potential costs of a data breach incident.

Investigation & Recovery €0
Regulatory Fines (GDPR) €0
Reputation Damage €0
Business Disruption €0
Legal & Compliance €0
Customer Notification €0

Total Estimated Cost

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️ Key Risk Factors

Based on your business profile, specific risk factors will be displayed here.

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Investigation
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Fines
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Reputation
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Disruption
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Legal
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Notification

Data Sources & References

  • IBM 2025 Cost of a Data Breach Report 2025: Global average breach cost $4.44M (€4.1M), healthcare $7.42M, financial $6.08M. ibm.com/reports/data-breach
  • Verizon 2024 Data Breach Investigations Report: SMB breach costs range €110K-€1.14M. 60% of small businesses close within 6 months of cyberattack.
  • GDPR Tracker 2025 EU GDPR Enforcement: €5.88 billion total fines since 2018, average €2.36M per fine. Fines can reach 4% of annual revenue or €20M. cms.law GDPR tracker
  • Ponemon 2025 Business Disruption Costs: Lost business averages $1.38M per breach. 70% of breached organizations report significant disruption. Average recovery time: 100+ days.
  • Datto 2024 SMB Downtime Costs: Average downtime cost for SMBs is $8,000 per hour. 40% of SMEs experience 8+ hours of downtime after cyberattacks.
  • Industry Data Sector Multipliers: Healthcare faces 1.8x higher breach costs due to GDPR health data penalties. Financial services face 1.6x due to regulatory requirements. Manufacturing represents 25% of global cyberattacks.